Real Estate Funding

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5 day closings available...

Fast funding for, fix and flips, rehabs, and construction.

DSS where money moves fast..

We here at DSS we are the business people that understand your need(s) for cash as a primary tool for any successful business. With that being said we are not the banks, credit scores not required thus we are fast, flexible, and available. Dade Strategic is here to get you the cash you need within days. Read More

Product Purchase |               Refinance – Term Loan

  • Loan Term                                   5 – 10 years
    Rate+ (Fixed)                              5.5-7.5%
    Loan Type                                    30 year Amortized
    Interest Guaranty                       (Prepayment) Based on Loan Term (e.g. 5 yr. loan year 3, 2, 1, 0%)
    Max LTV* (As-Is Value)            70%
    Credit FICO                                 >650
    Valuation                                     Appraisal
    Property Types:                          Investment SFR (1-4), Condos (limited)

Loan Purpose: Fix-Flip, Rental, Refinance, Purchase, Fix-Hold, Stabilize, Rehab, Cash Out

  • Minimum Loan Amount:       $75K per property
    Minimum property value of: $100K for 5-10 yr. program
    Maximum Loan Amount:      $5MM per property
    Rent Roll and DSCR               > 1.25:1 required for loans over 24m
    Personal Guaranty Required
    No BK or FC within the last 36 months*
    No rural properties

Through Syndication

And Fast Underwriting

Characteristics of a D.S.S. Loan:

-Up to 90% LTV on most properties including cash out transactions;
-Borrower light on  documents to verify income on tax returns, investor and owner occupied;
-Is currently stable we only need 75% economic occupancy for the preceding 90 days at a 1.15 DSCR;
-No seasoning on title and the ability to use appraised value vs cost basis;
-Out of state investors prime source for fast funding;
-Markets with higher CAP rates;Low liquidity

* DSS only needs 3-6 months of P&I in reserves;

  • Looking for real estate or business funding? How much? How fast do you need it?

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